Quotes from Dave Ramsey


Sorted by Popularity


Most of the things we buy are wants. And we call them needs, but they're wants.


You're not a bad parent if you don't save for your kid's college because instead you had to choose to feed them and clothe them. Those things come first. They can go to school and do this thing called 'work' while they're in school.


I think that anyone who wants to start their own business can, but not any type of business.


My wife, Sharon, and I started with nothing when we got married. I was driving a 1902 Pinto and eating off a card table.


You have to teach children about money intentionally - create teachable moments.


You never cash out a 401(k) or IRA to pay off debt, unless it's to avoid a foreclosure or bankruptcy.


We've really got to stop looking to Washington to fix our problems. It obviously doesn't have the ability to do that. People who are successful are not successful because of the president.


I believe that through knowledge and discipline, financial peace is possible for all of us.


I really am not a gold fan.


When people get scared, they quit giving.


While I encourage people to save 100% down for a home, a mortgage is the one debt that I don't frown upon.


This is a great time for the 'guerilla marketer.' The days when you used to have to buy expensive TV time and a yellow page ad to get started are gone.


I will never be unemployed.


I have done stupid with a lot of zeros on the end of it. I know what it looks like.


I like to write books where I get a question on the radio, and I don't have an answer for it.


You need some quick wins in order to stay pumped enough to get out of debt completely.


Pay your utilities, gas and other basic needs before paying on your debts.


Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me.


I've got a young man who works for me who says you don't need to discover your dreams - you need to recover them.


You don't need credit.