Lots of things are hard work, but I think writing, for me, after I started acting at 13 years old. I like writing now much more than I do acting only because, well, partly because the scripts that are offered are junk.
In the eye, there is a type of junk that accumulates in the back of the retina that eventually causes us to go blind. It's called age-related macular degeneration.
For investors who do want to speculate in high-yield bonds, one alternative may be a junk bond mutual fund, which can offer investors the relative safety of diversification.